Blue Pay Payment Gateway Overview

Blue Pay is a payment gateway provider based in the UK. It offers a wide range of payment solutions, including in-store, mobile, online, phone, and EPOS systems. Blue Pay focuses on flexibility and cost-efficiency. It serves businesses of all sizes, from start-ups to large enterprises, especially those in tough industries where other gateways might not operate.

Blue Pay places a strong emphasis on personalized service, quick onboarding, clear pricing, and expert support. This makes it an ideal choice for businesses that want straightforward, responsive service with no hidden fees in processing.

Key Features & Capabilities

1. Multi‑channel Payment Support

• In‑store payments: Chip-and-PIN and contactless terminals for face-to-face retail environments.

• Mobile payments: Portable card readers and smartphone/tablet options for on‑the‑go transactions.

• Online payments: Secure hosted forms and gateway APIs for e-commerce and online sales, available 24/7.

• Phone payments: Virtual Terminal for taking payments over the phone, accessible via any internet-connected device. Allows multiple users to process from anywhere while freeing physical terminals for in-person sales.

• EPOS Systems: Integrated point-of-sale systems designed to streamline retail or hospitality scenarios.

2. Serving Challenging Industries

Blue Pay works with sectors that often struggle to get approval from mainstream processors—such as high-risk verticals, niche services, or businesses with unusual infrastructure needs. Their team offers bespoke solutions tailored to complex operational environments.

3. PCI Compliance Support

Blue Pay includes a managed PCI compliance service, guiding merchants through the PCI DSS process step-by-step—registration, self-assessment, and annual certification. The entire process is simplified and valid for 12 months once completed.

4. New Merchant Support & Onboarding

For businesses new to card payments, Blue Pay offers:

• Transparent, no-hidden-fee pricing plans

• Contracts from as little as one month

• Next-day payouts to expedite access to funds

• Clear guidance and consultancy on pricing and service options

The outcome: faster cash flow, scalable contract flexibility, and improved average customer spend (up to 20% more when accepting cards).

5. Fraud Prevention and Security

Blue Pay’s payment systems include high standards of security. Hosted entry forms or tokenized APIs reduce PCI burden, and the whole gateway is designed to minimize fraud risk and secure sensitive card data across channels.

Supported Payment Methods

Blue Pay supports:

• Credit and debit cards via all major schemes

• ACH / eCheck payments, especially popular in the US market for B2B or recurring payments, with full deposit and verification workflows

• In some provider integrations, tokenized card and eCheck processing with Apple Pay or PayPal compatibility may be available

Why Choose Blue Pay?

Flexible Contracts

Short-term contracts from just one month offer freedom to test or scale without long-term lock-in.

Transparent Pricing

Clear pricing with no hidden fees, making budgeting straightforward and predictable.

Fast Payment Settlement

Next-day payouts help maintain healthy cash flow and support rapid business decisions and reinvestment.

Dedicated Service & Local Support

A committed UK-based team offering tailored solutions plus direct phone/email support and onboarding consultancy.

Secure & Compliant

Fully PCI DSS compliant with managed compliance, tokenization, robust fraud controls, and encrypted processing across channels.

Multi‑Channel Payment Coverage

Ideal for merchants looking for unified processing across physical POS, mobile, online, and voice channels within a single provider ecosystem.

High‑Risk and Niche Industry Support

Capable of onboarding merchants rejected by mainstream gateways; offers creative, tailored risk management strategies and payment routing.

Conclusion

Blue Pay is a flexible, secure, and customer-focused payment gateway, ideal for businesses in the UK and US that need fast onboarding, clear pricing, and coverage across multiple channels. Its focus on high-risk or niche markets, along with expert support for PCI compliance and integration across card, ACH, virtual terminal, mobile, and EPOS solutions, makes it stand out.