BLAZEPAY

BLAZEPAY — integrated cannabis payments built for dispensaries

What is BLAZEPAY

BLAZEPAY is the native, integrated payments platform from BLAZE designed specifically for licensed cannabis retailers. It plugs directly into the BLAZE retail stack so budtenders can take compliant digital payments without manual entry, while managers get reliable payouts and faster reconciliation. BLAZEPAY focuses on two primary rails today: PIN debit at the counter and BLAZEPAY ACH with Scan-to-Pay for seamless bank transfers in store and online.

The product is positioned to increase basket size, speed up checkouts, eliminate manual errors, and provide dependable settlement timelines. BLAZEPAY highlights outcomes such as higher average order value, quicker transaction settlement, and significant gains in tipping when digital payments are enabled.

Why merchants consider BLAZEPAY

Fully integrated with BLAZE POS and ECOM. Payments, sales, and reporting sync automatically, which means no double entry and less time reconciling deposits to orders. BLAZEPAY is embedded in the BLAZE platform for day-to-day retail operations and for e-commerce checkouts.

Proven ways to lift revenue metrics. Prepaid online orders can deliver higher average order value and fewer abandoned carts. BLAZEPAY also spotlights a 35% increase in average order value and more than a 200% increase in budtender tips where tipping is enabled.

Operational reliability and faster reconciliation. Automatic nightly batching sends funds to the merchant bank account, and integrated features emphasize faster, accurate reconciliation with real-time payments data tied back to transactions.

Designed for the cannabis context. The ACH flow is bank-backed, aligned with compliance requirements, and delivered through a cannabis-compliant financial partner to keep uptime and regulatory alignment front and center.

How BLAZEPAY works

1) BLAZEPAY ACH with Scan-to-Pay

For in-store purchases, customers scan a QR code, link their bank, and pay in a click. For online orders, the same ACH option appears inside an embedded checkout on BLAZE ECOM, keeping the experience consistent from cart to confirmation. The ACH option reduces friction because it does not require customers to create an account or download an app.

Key features include lower costs compared with card processing, same-day or next-day access to funds, clear merchant descriptors to reduce disputes, deferred fund capture to handle order adjustments at pickup, chargeback protection tied to deferred capture, and controls for convenience fees and resubmissions.

2) PIN debit at the counter

At checkout, customers insert a debit card and enter a PIN. BLAZEPAY processes to the penny for standard PIN debit, and some implementations round the transaction to the nearest 5 dollars with the difference provided as cash back. This keeps the experience fast and familiar for shoppers while supporting compliant processing.

Settlement expectations

BLAZEPAY provides 24-hour transaction settlement and the option for same-day ACH settlement. This keeps cash flow predictable and reduces the working-capital drag common in cannabis retail.

Feature highlights for day-to-day operations

• Embedded checkout and no-account ACH. Less friction online and at the counter, supporting higher conversion and faster lines.

• Built-in tipping. Tipping prompts drive measurable increases in budtender tips.

• Automatic batching and bank deposits. Nightly batching and deposit tracking streamline end-of-day workflows.

• Faster reconciliation. Real-time payments data and integrated reports tie deposits to order-level activity.

• E-commerce ready. BLAZEPAY ACH is integrated with BLAZE ECOM for embedded online checkout.

Hardware and setup

In Canada, supported terminals include models such as V400c Plus, V400m Plus, and S1F2, available via rental or purchase after approval. The onboarding process includes a merchant application, document submission, and approval within two to seven business days.

For the United States, BLAZEPAY resources cover ACH, terminals, and integrated reports for reconciliation. These reflect the seamless nature of payments across POS, terminals, and reporting.

Availability

BLAZE software is available to licensed operators across many US states, including Alaska, Arizona, California, Colorado, Illinois, Maine, Massachusetts, Michigan, Minnesota, Missouri, Nevada, New Mexico, New York, Ohio, Oklahoma, Oregon, Vermont, and Washington. BLAZEPAY is the integrated payments component within that retail ecosystem.

In Canada, BLAZEPAY is the integrated payments option for retailers on Greenline POS, positioned as a secure, compliant solution that supports in-store and online payments for cannabis merchants.

Compliance and market context

Because cannabis remains illegal at the federal level in the United States, mainstream card networks and large banks have historically avoided the sector. Dispensaries therefore rely on compliant debit and ACH options rather than traditional consumer credit cards. BLAZEPAY’s positioning of PIN debit and bank-to-bank ACH reflects this reality and its emphasis on cannabis-specific banking partners.

Who BLAZEPAY is best for

• Single-store dispensaries moving away from cash. ACH Scan-to-Pay introduces a modern cashless experience without requiring customers to sign up for an app, and tipping is built in.

• Multi-location retailers and MSOs running on BLAZE POS. BLAZEPAY’s embedded workflows, nightly batching, and reporting minimize reconciliation time and reduce drawer discrepancies.

• E-commerce heavy operators. Prepaid orders via ACH can reduce abandoned carts and lift average order value while giving clearer visibility into settled funds ahead of fulfillment.

Onboarding experience

The Canada guide details a structured application inside the BLAZE dashboard, including KYC and PCI steps, owner identity verification, bank account validation for settlement, and a review period before terminals are ordered. US documentation outlines similar resources for enabling ACH, configuring terminals, and reconciling via built-in reports. Each deposit ties back to transaction identifiers to simplify KYC and AML requirements.

Measurable outcomes to track

• Average order value. Monitor AOV before and after enabling BLAZEPAY. Marketing materials reference significant AOV lifts.

• Checkout speed and abandonment. ACH’s embedded flow reduces friction online and in store.

• Tip capture. With tipping prompts, BLAZEPAY cites substantial increases in budtender tips.

• Settlement timing. Track same-day ACH options and 24-hour settlement against your cash-flow needs.

Limitations and things to know

• Credit cards in the US remain constrained. Given federal status, most cannabis retailers cannot accept mainstream credit cards, so BLAZEPAY focuses on compliant debit and ACH rails instead.

• Variations by region. Canadian capabilities are offered through Greenline, where credit and debit may be available depending on the acquirer and province. US capabilities emphasize ACH and debit with PIN.

Conclusion

BLAZEPAY is a purpose-built cannabis payments platform that sits natively inside the BLAZE retail ecosystem. It gives dispensaries practical, compliant ways to go cashless through ACH Scan-to-Pay and PIN debit, while improving AOV, speeding checkouts, and simplifying reconciliation. If your operation runs on BLAZE POS or plans to, BLAZEPAY offers a straightforward way to modernize payments both in store and online. Confirm regional parameters, settlement options, and terminal models during onboarding, then track AOV, abandonment, tips, and settlement timing to quantify the impact in your first 30 to 60 days.