Billplz

Billplz Payment Platform Overview for Merchants

Billplz is a payment platform built for Malaysian businesses that want to accept online payments, manage collections, and run payment operations from a single dashboard. It supports no-code billing and hosted checkout, and also provides developer integrations through APIs, webhooks, and plugins. Billplz reports operating at scale, with 50K+ registered merchants, 32M+ transactions (2021), and MYR 6B securely collected (2021).

Billplz Overview

Billplz operates as a proprietary platform owned by Billplz Sdn Bhd and describes itself as active since 2012. The company states it has processed nearly MYR 30 billion, and it positions its product as payment infrastructure integrated with Malaysia’s financial ecosystem. The platform is framed to support organizations from early-stage businesses to larger enterprises.

Payment Acceptance Products

Collection For Online Payments

Collection is the core product for accepting payments online, with or without a website. Merchants can create and send bills through the dashboard, upload bills in bulk via Excel, or integrate Collection into their own systems through APIs and plugins.

Billplz also provides a Bill Page, a hosted payment page intended to work on all devices. Bill Page is described as customizable, mobile-optimized, and available with instant setup. After successful payment, customers can receive automatic receipts.

Catalog Tools For No-Code Selling

Billplz also offers Catalog tools:

• Catalog Payment Form: a prebuilt payment form that can be created quickly and shared as a link
• Catalog Store: an online storefront with inventory management, product categories, and checkout

Supported Payment Methods And Schemes

Billplz highlights support for Malaysian payment methods across online banking, cards, e-wallets, BNPL, and DuitNow:

• FPX online banking (B2C and B2B)
• Visa and Mastercard cards (domestic, with optional international pricing)
• E-wallets: ShopeePay, Touch ‘n Go, GrabPay, and Boost
• BNPL: PayLater by Grab and Atome
• DuitNow payments, with Billplz described as a PayNet Malaysia certified system integrator for integrating DuitNow and enabling real-time, bank-to-bank transactions

For disbursements, Billplz offers Payment Order, an API-driven feature. Pricing lists DuitNow Transfer for Payment Order with real-time payout. Some methods are noted as available upon approval.

Checkout, Billing, And Operational Features

Billplz supports several collection patterns and operational tools that matter to merchants:

• Bill and payment link flows that can be shared through channels like WhatsApp, Instagram, email, or SMS
• Hosted checkout via Bill Page, with automatic receipts after payment
• Split payments that automatically distribute funds to multiple accounts
• Dashboard reporting for tracking, managing, and analyzing transactions
• Real-time revenue monitoring and analytics
• Downloadable account statements for up to two years for reconciliation
• Team features such as adding or removing team members and secure SSO access

Payout Timing And Settlement

Billplz publishes payout timing by payment method:

• FPX: next business day payout
• E-wallets (ShopeePay, Touch ‘n Go, GrabPay, Boost): Wednesday and Friday payout schedule
• Cards (Visa, Mastercard): T+2 business days
• BNPL (PayLater by Grab, Atome): Wednesday and Friday payout schedule
• Payment Order (DuitNow Transfer): real-time payout

Billplz Pricing And Fees

Billplz uses a membership model plus per-transaction processing fees:

• Basic: free annual membership
• Standard: MYR 999 annual membership (excluding 8% SST)
• Enterprise: custom pricing

Selected fee examples (by plan and method):

• FPX B2C: MYR 1.10 (Basic) or MYR 0.70 (Standard), flat per transaction
• FPX B2B: MYR 3.00 (Basic) or MYR 2.00 (Standard), flat per transaction
• E-wallets: percentage-based fees, ranging from 1.1% to 1.4% depending on wallet
• Cards: domestic transaction fees (1.8% Basic, 1.5% Standard) plus optional international pricing (3.8% Basic, 3.5% Standard)
• BNPL: PayLater by Grab 6.5% (1x or 4x instalments) and Atome 6.3% (3x or 6x instalments)
• Payment Order: DuitNow Transfer MYR 1.10 (Basic) or MYR 0.70 (Standard)

Billplz also lists Catalog pricing (Payment Form free; Store billed monthly, MYR 49.00 on Basic and MYR 99.00 on Standard) and an additional Shopify transaction fee of 0.3%. Support on Basic and Standard is listed as email and Google Meet, while Enterprise includes an account manager.

Developer Experience And Integrations

Billplz describes integration paths for both no-code and developer-led teams:

• REST APIs with secure API keys and consistent endpoints
• Webhooks for real-time notifications on payment status changes and customer actions
• A Sandbox environment for test mode, described as usable without SSM registration or a bank account, with unlimited testing
• Pre-built plugins, with examples including Shopify, WooCommerce, EasyStore, OpenCart, and Magento

Billplz also references centralized account control using Billplz SSO and a direct payment gateway option that can bypass the Billplz payment page. Payment Order is positioned for automated disbursement use cases such as supplier payments, agent commissions, customer refunds, and employee expenses.

Security And Compliance

Billplz lists multiple certifications and security controls, including PCI DSS Level 1 certification, SOC 2 Type II, and ISO 27001:2013, ISO 27017:2015, and ISO 27018:2019. It also lists Visa Payment Facilitator authorization, PayNet Malaysia system integrator certification for DuitNow payments, and Pekeliling Perbendaharaan Malaysia PS 2.1 compliance. The security materials also describe 2,048-bit SSL encryption and a 99.999% uptime guarantee.

Conclusion

Billplz is positioned as a Malaysia-focused payment platform that supports local payment methods such as FPX, cards, e-wallets, BNPL, and DuitNow, with published payout schedules and plan-based pricing. For merchants, the feature set spans hosted payment pages, bill and payment-link flows, reporting and reconciliation tooling, split payments, and developer integrations through REST APIs, webhooks, and plugins. For businesses that need programmatic payouts, Payment Order adds an API-driven path for real-time disbursements to Malaysian bank accounts. For integration-heavy teams, the combination of REST APIs, webhooks, and plugins provides multiple implementation paths.