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Discover the Payment Processing Companies List Online
Welcome to Full Directory Of Payment Processing Companies, the most complete and dynamic payment processing companies list available online. If you are starting your first eCommerce store, this is the right place for you. If you are a large company looking to expand globally, you will also find what you need here. Here, you can discover, compare, and connect with the best payment service providers in the world.
Bilixe is more than just a directory. It helps businesses accept online payments and grow into new markets with ease.
Why Use the Bilixe Payment Processing Companies List?
By updating the list of fintech companies regularly, bilixe empowers you to:
- Browse a list of payment methods from top-rated credit card processors, digital wallets, bank transfers, and crypto payment gateways.
- Discover industry-specific merchant services that match your unique business needs.
- Filter for features like support for POS systems, recurring billing, fraud prevention tools, etc.
- Evaluate providers by real user reviews and ratings.
- Directly message payment service providers to ask questions, request quotes, or clarify integration details – all within the platform.
- Save your favorite payment providers, set search alerts, and stay ahead of the competition.
Explore a Global Payment Processing Companies List
Bilixe gives you easy access to the list of fintech companies from global gateways to niche acquirers. To make things easier, we have organized them into five main categories based on their role in the payment process. For more information on the payment terms used on our website, please visit our Payments Glossary.
1. Payment Gateways
Payment gateways are the front line of your digital checkout process. They securely capture and encrypt payment details when a customer makes an online purchase. A good payment gateway makes transactions smooth and secure, and supports options like cards, digital wallets, and bank transfers.
Bilixe lists top payment gateways with strong fraud protection, quick payouts, and easy setup with popular platforms. Use our smart filters to find the right gateway for your region, business needs, and compliance.
2. Payment Processors
Payment processors handle each transaction by connecting your business, the customer’s bank, and financial networks. They approve, decline, or flag payments and make sure the money reaches your account.
Our payment processing companies list includes both major and niche payment processors with clear fees, fast transactions, and strong support for online and in-store payments. Some even support complex business models such as iGaming or digital subscriptions.
3. Payment Facilitators (PayFacs)
Payment facilitators (PayFacs) simplify merchant onboarding by allowing sub-merchants to process transactions under a master merchant account. They are a simpler alternative to traditional acquirers, perfect for platforms, marketplaces, SaaS businesses, and small merchants.
Bilixe lists innovative PayFacs that offer bundled services, including a payment gateway, processing, and merchant services under one roof. This allows businesses to go live faster and scale without managing multiple vendor relationships.
4. Merchant Acquirers
A merchant acquirer (or acquiring bank) is the bank that lets your business accept card payments. It connects merchants with card issuers and makes sure approved payments go to merchant’s account.
On bilixe, you will find both traditional and digital-first acquirers, from big banks to specialists in eCommerce, travel, and retail. Acquirers often bundle their services with POS systems, customer service support, and custom risk settings tailored to your industry.
5. Independent Sales Organizations (ISOs)
Independent Sales Organizations (ISOs) act as intermediaries that resell the services of payment processors or merchant acquirers. ISOs often provide additional value through personalized onboarding, localized customer support, tailored pricing models, and deep industry expertise.
Whether you are a small business or a large one, a trusted ISO can help you choose the right provider, lower your fees, and improve your payment setup.
Powerful Smart Filters to Choose the Right Payment Service Provider
Our intelligent filtering system is what sets bilixe apart. You are not browsing blindly, you are searching strategically. Filter your search by:
| Filter | Definition | Options |
|---|---|---|
| Company Size | The company’s size based on employee count and annual revenue. | SMB (Small and Medium-Sized Business): SMBs usually have fewer than 100 employees and generate between $5–10 million in annual revenue. Mid-Market: Organizations with 101–500 employees and annual revenues ranging from $10 million to $1 billion. Enterprise (Large Enterprise): Large organizations with over 1,000 employees and annual revenues exceeding $1 billion. |
| Ownership | The company’s ownership structure: | VC-Backed: The company has received funding from venture capital firms. Private: The company is privately owned and not publicly traded on any stock exchange. Public: The company is publicly traded and its shares are available on one or more stock exchanges. Subsidiary: The company is controlled by or operates under a parent company. |
| Headquarter Country | The country where the payment company’s main corporate office or primary operations are based. | N/A |
| Supported Regions | Regions that are served by the payment service provider. | N/A |
| Supported Countries | Countries that are served by the payment service provider. | N/A |
| Industry Focus | Industries that are served by the payment service provider. | Airline, B2B, Car Rental, Construction, Eating & Drinking Places, Education, Entertainment & Recreation, Field Services, Finance, Grocery, Healthcare, High Risk, Hospitality, Insurance, Manufacturing & Mining, Non-Profit, Parking, Personal Services, Petrol & C-Store, Professional Services, Public Administration & Government, Public Services & Interest Groups, Real Estate & Property Management, Retail, SaaS, Subscriptions, Telecommunications, Transport, Utilities, Vending |
| Target Merchant Size | The merchant’s size based on employee count and annual revenue. | SMB (Small and Medium-Sized Business): SMBs usually have fewer than 100 employees and generate between $5–10 million in annual revenue. Mid-Market: Organizations with 101–500 employees and annual revenues ranging from $10 million to $1 billion. Enterprise (Large Enterprise): Large organizations with over 1,000 employees and annual revenues exceeding $1 billion. |
| Fee Structure | Fee structures offered by the payment service provider. | Interchange Plus: Pricing based on interchange fees plus a fixed markup. Flat Rate: A single fixed percentage or amount charged per transaction, regardless of card type. Tiered Pricing: Transactions are categorized into tiers (e.g., qualified, mid-qualified, non-qualified) with different pricing levels. Volume-Based Discount: Discounts applied based on the merchant’s transaction volume. Blended: A combination of multiple pricing methods into a single rate. Custom Per Merchant: Pricing is negotiated individually for each merchant. |
| Supported Currencies | The currencies that the payment service provider supports for processing transactions. | |
| Transaction Types | Types of transactions the payment service provider supports. | Card Present: In-person transactions where the card is physically swiped, tapped, or inserted. Card Not Present: Remote transactions where the card is not physically present (e.g., online or phone payments). POS Terminal: Transactions processed through a physical point-of-sale terminal. mCommerce: Mobile commerce transactions made via smartphone apps or mobile-optimized websites. ACH/Bank Transfer: Payments made through the Automated Clearing House or direct bank transfers. eCheck: Electronic check payments processed digitally. Digital Wallets: Payments made using digital wallets (e.g., Apple Pay, Google Pay, PayPal). Cryptocurrency: Transactions processed using cryptocurrencies (e.g., Bitcoin, Ethereum). Instant Payouts: Real-time or near real-time disbursement of funds to merchants or users. Recurring Billing: Support for automated, scheduled payments (e.g., subscriptions). Buy Now, Pay Later: Financing options that allow customers to make purchases immediately and pay for them over time, typically in installments. |
| Compliance | Regulatory and security frameworks the payment service provider complies with. | PCI DSS: Payment Card Industry Data Security Standard – ensures secure card transaction processing. PSD2: Revised EU Payment Services Directive – supports strong customer authentication and open banking. AML/KYC Screening: Anti-Money Laundering and Know Your Customer checks for fraud prevention and identity verification. 3D Secure Support: Enhanced cardholder authentication for online transactions (e.g., Visa Secure, Mastercard Identity Check). GDPR: General Data Protection Regulation – protects personal data and privacy in the European Union. HIPAA: Health Insurance Portability and Accountability Act – ensures the protection of healthcare-related data (U.S.). SOC 1: System and Organization Controls audit for financial reporting controls. SOC 2: Audit for controls relevant to security, availability, processing integrity, confidentiality, and privacy. |
| Risk Management | Risk management capabilities offered by the payment service provider. | Chargeback Management: Tools and services to monitor, dispute, and reduce chargebacks. Fraud Prevention: Measures such as transaction monitoring, machine learning, or rules engines to detect and block fraudulent activity. Automated KYC/Underwriting: Use of automated systems to verify merchant identities and assess risk during onboarding. High-Risk Merchant: Supports onboarding and processing for merchants in high-risk industries or with elevated risk profiles. |
| Global Payments | Global payment capabilities the payment service provider offers. | Multi-Currency Support: Ability to accept and process payments in multiple currencies. Cross-Border Acquiring: Capability to acquire and settle transactions from merchants and customers across different countries or regions. |
| Developer & Integration | Integration options and developer tools supported by the payment service provider. | Web Services API: Provides APIs for custom integration with websites, apps, or backend systems. Hosted Payment Page: Offers a ready-made checkout page hosted by the provider to simplify PCI compliance. iFrame/Redirect: Supports embedded or redirected checkout flows within a merchant’s website. Tokenization Support: Replaces sensitive card data with secure tokens to enhance security and reduce PCI scope. |
| Mobile SDKs Support | Mobile software development kits (SDKs) supported by the payment service provider for app integration. | iOS SDK: Native SDK for integrating payment functionality into iOS applications. Android SDK: Native SDK for integrating payment functionality into Android applications. Flutter: SDK support for apps built using the Flutter cross-platform framework. React Native: SDK support for apps built using the React Native framework. |
| Branding & White-Labeling | The branding and white-labeling capabilities offered by the payment service provider. | White-Label Options: Allows partners to fully rebrand the platform as their own, including domain, logo, and UI. Custom Branding: Supports basic customization such as logos, colors, and company name on payment pages or portals. |
| Onboarding Time | The typical time required to complete the merchant onboarding process with the payment service provider. | Instant: Onboarding is fully automated and completed immediately. 1–2 Days: Onboarding is completed within 1 to 2 business days. 3–5 Days: Onboarding is completed within 3 to 5 business days. Over 5 Days: Onboarding typically takes more than 5 business days. |
| API Accessibility | API offered by the payment service provider. | Public API: An interface openly available to any developer or user without restrictions or prior approval. Quasi-public API: An interface that is accessible only after prior registration or approval. Not accessible: An interface that is not discoverable or available to the public. |
| Reporting & Onboarding | Reporting tools and onboarding capabilities provided by the payment service provider. | Reporting API: Provides programmatic access to transaction and performance data via API. Automated Boarding: Enables streamlined merchant onboarding through automation or API-based workflows. Online Merchant Portal: Offers a web-based interface where merchants can view reports, manage accounts, and access support tools. Revenue Share Tracking: Allows partners or resellers to track commissions or revenue share in real-time or via reports. |
Our goal is to eliminate guesswork and provide a one-stop resource where businesses can discover and evaluate merchant services easily.
Get a Tailored Credit Card Companies List Using Advanced Transaction Type Filters
Looking for a trusted credit card companies list to support your business’s payment needs? Bilixe helps you find the right providers fast with a powerful ‘Transaction Types’ filter. Quickly narrow your search to the credit card companies that meet your business needs.
Instead of browsing a generic list of credit card processing companies, bilixe lets you customize your results based on how and where your transactions take place.
Filter by Transaction Type to Find the Right Credit Card Processor
When viewing the directory, use the ‘Transaction Types’ filter to narrow your results based on your specific use case. Here is how each option helps you build a more targeted credit card companies list:
- Card Present: This filter displays credit card processors that support in-person payments via swipe, tap, or chip. Great for merchants using countertop POS systems or mobile readers.
- Card Not Present: This filter surfaces credit card payment processing companies that specialize in secure eCommerce, phone orders, and virtual terminals. Ideal for subscription services or global sales.
- POS Terminal: Use this option to discover merchant services that provide or support point-of-sale terminals. Perfect for retail and hospitality businesses.
- mCommerce: Optimized for mobile apps or mobile-optimized websites. Perfect for fast-growing DTC brands and businesses offering seamless mobile checkouts and digital wallet integrations.
Build a Smarter List of Credit Card Processing Companies
Using the ‘Transaction Types’ filter delivers a personalized, actionable directory tailored to your business model. You can quickly identify which credit card issuers, processors, or facilitators align with your preferred transaction types and technical needs.
Each listing includes detailed information about transaction fees, supported countries, compliance standards (like PCI DSS), and other capabilities. You can also view merchant reviews, check provider certifications, and compare features side-by-side to make better decisions.
Skip the guesswork. Use ‘Transaction Types’ filter today to create your own credit card companies list and start connecting with the right partners faster than ever.
For Merchants: Maximize Your Search Experience
We built Bilixe for businesses that do not want to waste time or money on trial-and-error. Here is how to make the most of the payment processing companies list:
- Reviews: Gain real-world insights from fellow merchants. Understand the pros and cons, especially regarding customer service, reliability, and fee transparency. Contribute your own experiences to help the community.
- Messaging: Directly connect with shortlisted providers through our secure messaging system. Ask specific questions about their products and services, clarify fee structures, and discuss integration details before committing.
- Favorites: Save promising providers from the payment processing companies list to easily compare them later. Keep your research organized.
- Search Alerts: Define your ideal criteria and receive email notifications when new providers matching your needs join Bilixe. Stay ahead of the curve.
- Report Business: Help us maintain data integrity by flagging outdated information or reporting significant issues with a listed provider.
For Payment Providers: Get Discovered by Serious Clients
If you are a payment service provider, bilixe is where your next client could find you. Our merchant users range from eCommerce entrepreneurs to global enterprises, all actively looking for better payment services providers. You can:
- Add or Claim Your Listing: Ensure your company is accurately represented.
- Showcase Your Features: Highlight what makes you unique from supported transaction types to settlement time.
- Use Tags: Use custom tags to appear in more filtered searches.
- Track Your Performance: View profile visits, listing views, and merchant interactions.
- Build Reputation: Respond to reviews and questions publicly to show your commitment to customer service.
- Add Social Links: Improve your visibility and brand trust.
It’s Free. It’s Powerful.
Using bilixe is 100% free. No paywalls, no hidden fees, no trial limitations. We believe in transparent access to the best merchant services and payment options out there. Whether you need low fees, local credit cards support, or a gateway that works with your technical setup, bilixe has you covered.
Ready to Find Your Next Payment Service Provider?
Start browsing the bilixe payment processing companies list now. Use smart filters, browse payment companies profiles, contact them directly, and choose the best payment service provider with confidence.