AllinpayIntl: A Practical, Omnichannel Payments Partner for Global Merchants

AllinpayIntl is positioned as an international payments provider focused on helping merchants collect, move, exchange, and settle funds across borders. Its offering spans global accounts, cross-border payments, currency exchange, and omnichannel acquiring, all designed to be deployed in online and offline scenarios.

Who is AllinpayIntl

AllinpayIntl describes itself as a well-established overseas payment company. It holds an MSO license in Hong Kong and an MPI license in Singapore, and it operates a comprehensive business system that integrates global accounts, cross-border payments, currency exchange, and omni-channel acquiring. The group lists subsidiaries in Hong Kong, Singapore, Macau, and Hainan, reflecting a footprint that supports regional and cross-border commerce.

At-a-glance credibility signals

On its homepage, AllinpayIntl highlights scale indicators such as “over 0.5 million merchant partners” and “over 500 billion” in transaction volume, alongside a stated count of “over 40 million” transactions. While these are company-provided figures, they reinforce the vendor’s focus on high-volume processing and broad merchant reach.

Core Offering: Global Accounts and Cross-Border Payments

A central pillar of AllinpayIntl’s service is multi-currency collection and settlement across major regions. The company describes a local rapid clearing network that covers Asia, Australia, the United Kingdom, the United States, Canada, and the European Union. This network is designed to support account withdrawals, clearing and distributing funds across multiple collection accounts overseas, and inbound settlement. In practical terms, that means a merchant can collect in multiple currencies, move funds between supported regions, and convert or settle as needed for operations.

New forms and models of foreign trade

AllinpayIntl also positions a platform tailored to businesses exporting products or services, helping them collect overseas funds and remit proceeds.

Omnichannel Acquiring: Online, Mobile, and In-Store

AllinpayIntl supports acceptance across the main merchant surfaces:

• App, H5, and Web for online and mobile. The company describes multi-method acceptance spanning different card schemes and local digital wallets, with collection in many mainstream currencies. This aligns with merchants who need both card and local payment method coverage in cross-border markets.

• In-store POS for face-to-face payments. AllinpayIntl’s offline acquiring highlights intelligent payment terminals and supports card swipe, chip insert, and contactless acceptance along with practical features such as small-amount no-PIN flows, QR code payments, pre-authorization, tipping, and dynamic currency conversion. For omnichannel merchants, these functions can reduce friction at checkout and enable travel-oriented features like DCC.

Real-time QR innovations

A notable capability is cross-border QR acceptance between Singapore and Hong Kong. In 2023, Standard Chartered and Allinpay (Singapore) partnered to enable Allinpay merchants in Hong Kong to accept PayNow instant payments in Singapore dollars via QR code. This was presented as the first solution of its kind delivered jointly by a bank and a payment fintech for Hong Kong, and it underscores AllinpayIntl’s focus on practical, interoperable QR rails for travelers and cross-border shoppers.

Industry Solutions Built Around Operational Reality

AllinpayIntl’s materials emphasize ready-made solutions for several merchant verticals:

• E-commerce: Once the plugin is installed, merchants can access a convenient, secure online payment service. That message targets businesses that need a straightforward path to accepting cards and local methods without reinventing checkout.

• Catering and hotels: The company packages online ordering, traditional POS, self-service cashier terminals, DCC currency services, and PayNow acceptance into a one-stop collection platform for hospitality. The stated benefits are faster daily operations, quick refunds or deposit releases, shorter training time, and rapid deployment. For hotels and F&B, these are the exact operational friction points that determine throughput and guest experience.

• Shopping malls: The proposition addresses centralized money collection with separate accounting for individual shops, targeting landlords and retail operators who need shared infrastructure but granular settlements.

• EV charging: AllinpayIntl mentions a fully digital, secure tap-to-pay service that does not require extra hardware. EV environments benefit from low-touch payments that integrate with fleet, membership, or time-based pricing.

Merchant Operations: Apps, Portals, and Daily Control

Operational control is a recurring theme. AllinpayIntl provides the “Tonghua Overseas Cashier” app for merchant self-service. The app combines transaction statistics, transaction detail search, account overview, settlement account withdrawal, license info updates, and even thermal paper reservations. The point is clear: wherever the merchant is, they can track intake and settlements and keep the storefront running. For many SMEs, this day-to-day visibility is as important as the acquiring rails themselves.

On the web, the company exposes several entry points: AllinpayIntl Global Payment, AllinpayIntl OATS, and AllinpayIntl E Platform, all under a Merchant Login section. These portals channel different functions from collection to reporting and settlement.

Developer Readiness and Integration Paths

For engineering teams, AllinpayIntl aggregates its integration documentation under a dedicated Technical Documents section. There are specifications for card-not-present payments, POS, QR payments, reporting, sub-ledger, remittance, and more, with versions by institution or merchant. While most documentation is delivered as PDFs, the topical layout indicates coverage across online, in-store, and operational interfaces, including reporting and settlement files.

Coverage and Licensing

Two practical checkpoints for any processor are coverage and authorization to operate. AllinpayIntl communicates both:

• Coverage: A local rapid clearing network across Asia, Australia, the UK, the US, Canada, and the European Union, with support for multi-currency collection and inbound settlement. This combination targets cross-border sellers and platforms that need both collection and remittance flexibility.

• Licenses and subsidiaries: MSO in Hong Kong and MPI in Singapore, plus listed subsidiaries in Hong Kong, Singapore, Macau, and Hainan. For teams prioritizing compliance, this footprint is a material signal that the company can operate regionally with appropriate permissions.

If you require addresses or direct contacts for due diligence and onboarding, AllinpayIntl publishes specific office details and general business or customer support emails for its Hong Kong, Singapore, Macau, and Hainan entities. This is useful when your compliance or finance teams need to complete questionnaires or verify details during procurement.

What Stands Out

1) Omnichannel in practice
AllinpayIntl addresses web, mobile, and in-store flows with specific features like pre-authorization, tipping, QR acceptance, and DCC. This is especially relevant for travel, hospitality, and retail merchants who need consistent experiences across channels while capturing incremental revenue through upsells or currency services.

2) Built around cross-border realities
The combination of global accounts, local clearing networks, and currency exchange supports multi-region sales and settlement. Add the QR-based interoperability between Singapore and Hong Kong via PayNow, and you get a toolkit for capturing demand from travelers and regional customers without fragmenting the checkout.

3) Operational control for lean teams
The merchant app and portals consolidate daily operations, from transaction lookups to settlement withdrawals. That cuts context-switching and accelerates reconciliation for teams without a large back office.

4) Developer surfaces that cover the lifecycle
Documentation spans online, POS, QR, reporting, and sub-ledger topics, making it simpler to stitch together your full payment stack and avoid corner cases that slow down go-live.

Ideal Use Cases

• Hospitality and F&B needing fast deployment with mixed acceptance types, deposits and pre-auth, quick refunds, and DCC for international guests.

• Retail and mall operators who require centralized collection with separate accounting for tenants.

• E-commerce and cross-border sellers that benefit from multi-currency collection, regional clearing, and inbound settlement into preferred accounts.

• EV charging networks that favor tap-to-pay without additional hardware complexity.

Conclusion

AllinpayIntl presents a cohesive mix of cross-border collection, currency services, and omnichannel acquiring, packaged with practical operational tooling for merchants. Its published licenses in Hong Kong and Singapore, regional subsidiaries, and network coverage indicate a compliance-aware approach to multi-market commerce.