PayCompass

PayCompass
Company: PayCompass
Company Size: Mid-Market
Ownership: Private
Headquarter Country: United States of America
Year Established: 2020
Supported Regions: Africa, Asia, Europe, Middle East, North America, Oceania, South America
Supported Countries: United States of America
Industry Focus: B2B, CBD, Eating & Drinking Places, Ecommerce, Education, Field Services, High Risk, Hospitality, iGaming & Gambling, Insurance, Non-Profit, Petrol & C-Store, Professional Services, Retail, Software & SaaS, Subscriptions
Processing Volume (USD, per year): 4,500,000,000
Total Merchants: 6,250
Target Merchant Size: Mid-Market, SMB
Setup Fee (USD): 0.00
Monthly Fee (USD): 0.00
Fee Structure: Custom Per Merchant
Supported Currencies: USD - US Dollar
Transaction Types: Card Not Present, Digital Wallets, Recurring Billing
Compliance: AML/KYC Screening, PCI DSS
Risk Management: Chargeback Management, Fraud Prevention, High-Risk Merchant
Global Payments: Multi-Currency Support
Developer & Integration: Tokenization Support, Web Services API
Onboarding Time: 3-5 Days
Reporting & Onboarding: Online Merchant Portal

PayCompass Payment Gateway: Secure, Scalable & Smart

What Is PayCompass?

PayCompass is a powerful payment gateway designed to help businesses of all types accept payments securely, reliably, and globally. It offers seamless solutions for e-commerce, in-person payments, high-risk merchants, and recurring billing models. With advanced fraud prevention tools, transparent pricing, and support for over 170 countries, PayCompass positions itself as a go-to provider for modern, ambitious merchants looking to scale.

Whether you’re a small business needing a virtual terminal or a high-volume enterprise processing millions monthly, PayCompass adapts to your unique needs. It supports multiple currencies, offers developer-friendly integrations, and ensures merchants stay compliant with evolving payment industry standards.

Key Benefits of Choosing PayCompass

High-Risk and High-Volume Capabilities

PayCompass excels in servicing high-risk industries such as travel, CBD, gambling, and nutraceuticals. Its infrastructure is also built to handle high transaction volumes efficiently, with optimized approval rates and reduced chargeback exposure.

Transparent Pricing

Unlike many providers, PayCompass offers simple, straightforward pricing. There are no monthly gateway fees. Merchants pay based on their transaction volume, risk profile, and card types used, with flat authorization fees and chargeback fees only when disputes occur.

Global Reach with Multi-Currency Support

Merchants using PayCompass can accept payments in a wide range of currencies, including USD, EUR, GBP, CAD, and many more. The gateway supports payments from over 170 countries, making it ideal for businesses with international ambitions.

PCI-Compliant Security

Security is a cornerstone of PayCompass’s offering. With tokenization, encryption, and real-time fraud detection, every transaction is protected. Compliance with PCI DSS standards ensures that both customer and merchant data remains secure.

Flexible Integration Options

PayCompass supports a wide range of integration methods, including APIs, hosted payment pages, SDKs, POS systems, and virtual terminals. This makes it easy for developers and merchants to connect their systems without compromising on flexibility.

Dedicated Merchant Support

Merchants receive personalized onboarding assistance, technical integration help, and ongoing account optimization from a dedicated account manager. Most applications are processed and approved within 3–5 business days.

Ideal Use Cases

E-commerce

PayCompass is a natural fit for online stores, offering quick checkouts, integrated fraud filters, and multi-currency support. It supports both one-time and recurring transactions.

SaaS and Subscription Services

Built-in tools for recurring billing, retry logic for failed payments, and secure tokenization make PayCompass ideal for software-as-a-service businesses.

B2B Payments

Merchants serving other businesses benefit from high-ticket payment handling, invoicing tools, and pre-authorization features.

In-Person Retail

PayCompass supports physical payments with EMV-compatible terminals, mobile payments, and unified online-offline tracking.

High-Risk Industries

Travel, gaming, adult entertainment, nutraceuticals, and other high-risk sectors are supported with enhanced fraud tools and tailored compliance oversight.

Enterprises with Global Reach

Merchants operating across countries benefit from localized payment methods, multiple currency settlement, and fraud protection aligned with international regulations.

What Sets PayCompass Apart?

Built for High-Risk & Global Merchants

Unlike traditional processors that reject high-risk industries or international merchants, PayCompass is structured to support them with compliant infrastructure and flexible risk controls.

Real-Time Reporting

Its user dashboard gives merchants instant access to transaction metrics, approval rates, revenue trends, and more, making it easy to make informed decisions.

Human-Centered Service

PayCompass offers white-glove service with real people guiding merchants through compliance, integration, and growth. This consultative approach differentiates it from one-size-fits-all providers.

Conclusion

PayCompass is more than just a payment gateway, it’s a secure, scalable, and smart solution for modern businesses with complex needs. Whether you’re operating in a high-risk vertical, managing subscription billing, or expanding globally, PayCompass has the tools, infrastructure, and support to help you succeed.

For businesses seeking a partner who understands both risk and opportunity in the payments world, PayCompass is an excellent choice.

Sign In

Register

Reset Password

Please enter your username or email address, you will receive a link to create a new password via email.