PayDo Payment Gateway: A Full Overview

Introduction to PayDo

PayDo is a globally operating electronic money institution and payment gateway that helps businesses accept and process payments with ease and confidence. With a commitment to secure, compliant, and accessible financial infrastructure, PayDo serves a wide array of industries, from e-commerce and digital services to high-risk sectors like iGaming and forex.

PayDo empowers companies to operate internationally by providing access to hundreds of global and local payment methods, a unified API, advanced fraud protection, and a single, multi-use business account. Whether your goal is to launch in new markets or consolidate your payment processing, PayDo provides the tools to help your business grow.

Key Features of the PayDo Payment Gateway

1. Support for 350+ Payment Methods

PayDo connects businesses to a vast array of over 350 payment options, including:

• Major credit and debit cards (Visa, Mastercard, etc.)

• Bank transfers

• Mobile payments

• Alternative and regional payment systems

• eWallets

This variety enables merchants to offer locally preferred options to their customers, critical for increasing conversion rates and reducing cart abandonment in international markets.

2. International Reach with Localized Experience

Operating in more than 170 countries, PayDo gives merchants the ability to accept payments in multiple currencies while presenting region-specific options at checkout. PayDo’s system detects the end-user’s location and displays payment methods, currencies, and even languages accordingly, delivering a smooth, familiar user experience across borders.

Supported currencies include, but are not limited to:

• EUR

• USD

• GBP

• AED

• AUD

• Local currency support in LATAM, Africa, Asia, and the CIS region

3. Unified Account and Contract

Instead of signing multiple agreements with regional partners or PSPs, PayDo offers a unified contract model. Businesses can manage all websites and payment flows under a single merchant account, reducing operational friction, streamlining compliance, and centralizing financial reporting.

This single-entry approach is especially valuable for fast-scaling startups or companies managing multiple digital properties.

4. Robust Security and Regulatory Compliance

Security and risk management are top priorities at PayDo. Their infrastructure complies with major international standards and includes:

• PCI DSS Certification – Ensures card data is securely processed and stored.

• 3D Secure Authentication – Reduces fraud on card transactions with dynamic verification steps.

• Chargeback Dispute Support – Helps merchants navigate disputes and protect revenue.

• Built-in Anti-Fraud Tools – Real-time transaction monitoring and automated risk flagging.

• KYC and AML Procedures – Onboarding processes aligned with strict Anti-Money Laundering requirements.

5. Tailored Industry Solutions

PayDo offers customized gateway services for businesses in:

• iGaming and Gambling – Supports licensed operators with risk-managed processing.

• Forex and Trading Platforms – Enables quick cross-border money movement with stability and fraud detection.

• SaaS and IT Services – Supports recurring billing, subscriptions, and developer-friendly integration.

• Online Marketplaces and eCommerce – Compatible with carts and storefronts like WooCommerce, Magento, and custom builds.

By understanding the specific regulatory, risk, and customer behavior challenges in each industry, PayDo delivers optimized solutions that align with operational needs.

Integration Options

PayDo’s technology stack is flexible and designed to accommodate businesses at various stages of growth.

API Integration

Merchants looking for a fully customized checkout experience can integrate PayDo’s robust RESTful API. With clear documentation, fast setup times, and developer support, businesses can build a seamless transaction flow that’s tailored to their user journey.

Hosted Payment Pages (HPP)

For merchants who prefer quick deployment with minimal technical overhead, PayDo provides hosted checkout pages. These are mobile-optimized, brand-customizable, and pre-secured, making them a great solution for small and medium businesses.

Plugins and Extensions

PayDo supports integration with leading eCommerce platforms. Businesses can choose from plug-and-play modules for:

• WooCommerce

• OpenCart

• PrestaShop

• WHMCS

• And other custom integrations via SDKs or plugins

Merchant Account and Payment Wallets

One of PayDo’s distinguishing features is its dual offering of:

• Merchant Accounts for businesses to receive online payments directly, and

• Electronic Wallets (eWallets) for flexible money storage, conversion, and transfers.

With a PayDo account, businesses receive a multicurrency IBAN, enabling them to:

• Send and receive international bank transfers

• Convert between currencies at competitive rates

• Withdraw funds to linked bank accounts or cards

Supported Business Types

PayDo welcomes a wide variety of industries, including:

• Digital goods and software

• Marketplaces and eCommerce

• Streaming and entertainment

• Online education and SaaS

• Gaming and adult content

• Travel and hospitality

• Financial and crypto services (subject to enhanced due diligence)

However, certain high-risk or prohibited businesses, such as those involved in illegal content, weapons, or unlicensed gambling, may not be eligible. Merchants should consult the full list of restricted categories during onboarding.

Geographic Coverage and Limitations

PayDo operates globally with a few country-based restrictions due to compliance obligations. Countries under international sanctions or jurisdictions lacking AML regulations may not be eligible to use PayDo’s services.

Examples of excluded jurisdictions typically include:

• Iran

• North Korea

• Syria

• Crimea region

• Others as listed by international sanctions lists

PayDo maintains an up-to-date list of restricted and high-risk locations and conducts regular reviews to comply with evolving regulatory landscapes.

Benefits for Businesses Using PayDo

Choosing PayDo as a payment gateway offers businesses the following key benefits:

• Speed to Market: Rapid onboarding and simple integration help businesses start accepting payments quickly.

• Global Monetization: Ability to process payments from 170+ countries with regional method support.

• Reduced Operational Burden: One account, one dashboard, one contract, no need for multiple PSPs.

• Trust and Transparency: Regulated EMI with compliance-first approach and clear fee structures.

• Flexibility: API or no-code options to suit businesses with or without development teams.

• All-in-One Account: Multicurrency IBAN, eWallet, and gateway bundled together for operational efficiency.

Conclusion

PayDo is a powerful and flexible payment gateway solution for businesses that need a global footprint, security-first infrastructure, and customizable integration options. Whether you’re just starting out or scaling internationally, PayDo provides a comprehensive set of tools for accepting payments, managing currencies, and improving the customer payment journey.