Magnius

Overview

Magnius is a modern white-label payment orchestration platform tailored for banks, payment service providers (PSPs), acquirers, and large merchants. Built to simplify and streamline complex payment operations, Magnius offers an all-in-one solution that covers everything from multi-channel payments and intelligent transaction routing to advanced compliance and fraud protection. It is designed to help businesses scale, reduce operational costs, and deliver exceptional checkout experiences.

White-Label Flexibility

At the core of the Magnius offering is its white-label capability. Businesses using Magnius can fully brand the platform as their own, offering their clients a seamless and customized experience. This includes branded checkout environments, merchant dashboards, user portals, and onboarding workflows. The ability to white-label every part of the payment flow makes Magnius especially attractive to banks and PSPs looking to expand their service offerings without building complex infrastructure from scratch.

The white-label architecture of Magnius supports both front-end and back-end customization, giving clients control over user interfaces, branding, reporting, and integrations. This approach allows companies to focus on growth and customer acquisition while Magnius handles the technical complexities behind the scenes.

Multi-Method Payment Support

Magnius supports over 500 payment methods globally, enabling merchants and PSPs to serve customers in nearly every major market. The platform is compatible with credit and debit cards, SEPA, digital wallets, bank transfers, QR code payments, and local payment schemes. This wide variety of options empowers merchants to offer flexible checkout experiences tailored to their audience’s preferences.

For businesses operating in regions with specific payment expectations or regulations, Magnius ensures access to the most relevant and compliant options. Support for recurring payments, split payments, and tokenization further broadens its appeal to subscription-based and multi-vendor platforms.

Intelligent Transaction Routing

One of the most powerful features of Magnius is its intelligent payment routing engine. This system enables businesses to automatically route transactions to the optimal acquiring bank or payment processor based on predefined rules. Criteria such as payment method, geographic location, currency, transaction size, or time of day can all influence the routing logic.

By leveraging intelligent routing, companies can significantly reduce declined transactions, minimize interchange fees, and improve overall authorization rates. For large merchants, this can translate into millions in recovered revenue and reduced processing costs over time.

Risk Management and Compliance Tools

Security and compliance are central to Magnius’s platform design. The platform includes built-in tools for risk profiling, transaction monitoring, fraud detection, and chargeback management. Businesses can configure risk profiles by merchant, geography, or industry to apply tailored protection strategies.

Magnius supports integration with third-party risk engines and offers customizable alerts and reporting for suspicious activity. This layered approach helps users meet the stringent requirements of PCI DSS, PSD2, and other regulatory frameworks. Additionally, the platform facilitates automated Know Your Customer (KYC) and Anti-Money Laundering (AML) procedures during onboarding.

SAP Integration Capabilities

Magnius stands out in the enterprise market by offering deep integration with SAP’s Digital Payments Add-on (DPAO). For companies using SAP S/4HANA, Magnius provides a certified connector that allows seamless end-to-end payment orchestration within existing ERP workflows.

This integration reduces the need for middleware or manual reconciliation and improves financial visibility. Businesses can manage invoices, initiate payments, and track settlement statuses directly from their SAP environment, increasing operational efficiency and accuracy.

Advanced Reporting and Analytics

Magnius provides advanced reporting and real-time analytics tools for monitoring transaction performance, tracking KPIs, and making data-driven decisions. The platform allows users to generate detailed reports based on a wide range of metrics including authorization rates, chargeback ratios, and settlement timelines.

With visual dashboards and exportable datasets, merchants and PSPs can identify bottlenecks, optimize processor relationships, and improve their payment strategies over time.

Developer-Friendly Integration

Magnius is built with flexibility in mind and includes RESTful APIs and SDKs for developers to integrate the platform into custom environments. Comprehensive documentation, sandbox environments, and dedicated support ensure a smooth integration process.

This makes Magnius suitable not only for enterprises but also for fast-growing fintech companies looking to embed payment functionality into their platforms with minimal friction.

Benefits of Choosing Magnius

Cost Efficiency

Magnius helps businesses reduce payment infrastructure and operational costs by up to 75%. This is achieved through automation, consolidated reporting, and intelligent routing that avoids unnecessary transaction fees.

Higher Conversion Rates

By offering localized payment methods, customizable checkouts, and smart routing, Magnius can boost payment acceptance rates by up to 15%. This can have a substantial impact on revenue for e-commerce and digital platforms.

Speed to Market

Banks, PSPs, and acquirers can launch fully branded payment propositions in under six weeks using Magnius. The fast deployment timeline enables providers to quickly respond to market demands without overinvesting in development.

Enhanced Security

Built-in fraud prevention tools and support for regulatory compliance ensure a secure and trustworthy environment for merchants and end-users alike.

Enterprise-Ready Scalability

The modular architecture of Magnius allows businesses to scale effortlessly. Whether a company is expanding to new regions or adding new product lines, the platform can accommodate growing demands without rework.

Who Should Use Magnius?

Magnius is an ideal solution for:

• Banks and Acquirers: Institutions that want to rapidly introduce branded payment solutions without building their own infrastructure.

• Payment Service Providers (PSPs): Companies looking to offer competitive services while optimizing their own internal operations.

• Enterprise Merchants: Large businesses with complex payment needs, multi-market operations, or high transaction volumes.

• Fintechs and ISVs: Technology-driven platforms needing to embed flexible, scalable, and compliant payment capabilities.

Use Cases

Digital Marketplaces

Magnius supports split payments and customizable checkout flows, making it an ideal choice for multi-vendor marketplaces looking to automate fund distribution and manage cross-border settlements.

Subscription-Based Services

With recurring billing, tokenization, and retry logic for failed payments, Magnius is perfect for SaaS platforms and businesses operating on subscription models.

Omnichannel Retailers

Retailers operating both online and offline can unify their payment operations through Magnius, benefiting from centralized reporting, consistent risk management, and synchronized customer data.

Cross-Border Businesses

Magnius’s global reach and support for hundreds of payment methods make it a strong choice for businesses expanding into new markets or targeting international consumers.

Conclusion

Magnius offers a powerful, scalable, and flexible payment gateway solution for businesses that demand more from their payment infrastructure. Its white-label model, wide payment method coverage, smart routing, and built-in compliance tools make it a standout platform in today’s competitive payment landscape.