Checkout.com Payment Gateway Overview

Checkout.com is a global payment gateway that provides businesses with a comprehensive solution for accepting and processing online payments. As a full-stack payments provider, Checkout.com combines gateway, acquiring, and processing services into a unified platform, enabling businesses to optimize payment performance, reduce friction, and support international growth.

Global Reach and Local Expertise

Checkout.com supports businesses in over 50 countries, offering domestic acquiring and settlement in nearly 20 currencies. With the ability to process payments in more than 150 currencies, it enables companies to expand globally while maintaining local payment experiences. This extensive coverage includes direct acquiring relationships in key markets, ensuring faster, more reliable transactions and higher authorization rates.

Diverse Payment Method Support

To cater to a wide range of customer preferences, Checkout.com supports a comprehensive suite of payment methods, including:

• Card Schemes: Visa, Mastercard, American Express, Discover, JCB, and Diners Club International.

• Digital Wallets: Apple Pay, Google Pay, PayPal, and Alipay.

• Bank Transfers: ACH, SEPA, and local bank transfer options.

• Alternative Payment Methods: Buy Now, Pay Later services like Alma, and regional options such as Bancontact in Belgium.

This extensive payment method support ensures that businesses can meet the payment preferences of customers across different regions.

Flexible Integration Options

Checkout.com offers multiple integration methods to suit varying business needs and technical capabilities:

• Unified Payments API: A single API that provides access to all payment processing features, allowing for complete customization and control.

• Flow: A pre-built, customizable payment interface that can be embedded directly into websites, offering a seamless checkout experience.

• Hosted Payment Page: A secure, Checkout.com-hosted payment page that simplifies compliance requirements.

• Payment Links: Simple, no-code solution to accept payments via shareable links across various channels.

• Plugins and SDKs: Ready-made integrations for popular e-commerce platforms and mobile applications.

These options provide businesses with the flexibility to choose the integration method that best aligns with their resources and goals.

Robust Security and Compliance

Security is a cornerstone of Checkout.com’s services. The platform is certified as a PCI DSS Level 1 Service Provider, the highest standard in the payment industry. Additionally, Checkout.com complies with various international regulations and holds licenses from financial authorities in the UK, France, Australia, Singapore, and other jurisdictions.

The company also offers advanced fraud detection tools, 3D Secure 2.3.1 authentication, and tokenization to protect sensitive payment data.

Performance Optimization and Analytics

Checkout.com’s platform includes features designed to enhance payment performance and provide actionable insights:

• Intelligent Acceptance: Utilizes machine learning to optimize authorization rates and reduce declines.

• Real-Time Account Updater: Automatically updates expired or changed card details to minimize payment interruptions.

• Detailed Reporting: Offers comprehensive analytics on transactions, settlements, and disputes, enabling businesses to make informed decisions.

These tools help businesses streamline operations and improve the overall customer payment experience.

Developer-Friendly Resources

For developers, Checkout.com provides extensive documentation, SDKs, and a sandbox environment to facilitate smooth integration and testing. The platform’s developer portal includes guides, API references, and support resources to assist with implementation and troubleshooting.

Key Features Summary

• Global Coverage: Supports payments in over 150 currencies with local acquiring in 50+ countries.

• Comprehensive Payment Methods: Accepts a wide range of cards, digital wallets, and alternative payment methods.

• Flexible Integration: Offers multiple integration options, including APIs, hosted pages, and plugins.

• Advanced Security: PCI DSS Level 1 compliant with robust fraud prevention tools.

• Performance Tools: Features like Intelligent Acceptance and Real-Time Account Updater to optimize transactions.

• Developer Support: Provides comprehensive resources for seamless integration.

Checkout.com stands out as a versatile and secure payment gateway solution, suitable for businesses aiming to expand globally while providing localized payment experiences. Its robust feature set, combined with flexible integration options and strong compliance credentials, makes it a compelling choice for companies seeking to enhance their payment processing capabilities.