Authorize.net
Authorize.net is a leading payment gateway service provider that enables businesses to accept a wide range of payment methods securely and efficiently. Established in 1996 and now a subsidiary of Visa Inc., Authorize.net has built a reputation for reliability and comprehensive payment solutions tailored to meet the needs of businesses of all sizes.
Comprehensive Payment Solutions
Authorize.net payment gateway offers a variety of payment processing options designed to accommodate diverse business models:
- Online Payments: Businesses can integrate Authorize.net into their websites or mobile applications to accept credit cards, debit cards, and digital payments such as Apple Pay and PayPal.
- In-Person Payments: Through the Virtual Point of Sale (VPOS) system, merchants can connect compatible card readers to their computers, facilitating secure in-person transactions.
- Mobile Payments: Provider’s mobile solutions allow businesses to accept payments via smartphones and tablets, providing flexibility for on-the-go transactions.
- Phone Payments: The Virtual Terminal feature enables merchants to process payments received over the phone, ensuring a seamless experience for customers who prefer this method.
- eCheck Payments: For customers who prefer using their bank accounts, Authorize.net supports electronic check payments, offering an alternative to card-based transactions.
Advanced Features
Beyond basic payment processing, Authorize.net provides several advanced features to enhance business operations:
- Recurring Billing: Ideal for subscription-based businesses, this feature automates the billing process, ensuring timely payments and reducing administrative tasks.
- Invoicing: Merchants can send digital invoices directly to customers, streamlining the payment collection process and improving cash flow.
- Customer Information Management: This tool securely stores customer payment data, facilitating quicker checkouts and enhancing the customer experience.
- Advanced Fraud Detection: Authorize.net employs customizable, rules-based filters to help businesses identify and prevent fraudulent transactions, safeguarding revenue and customer trust.
Integration Options
Authorize.net offers flexible integration methods to suit various technical requirements:
- API Integration: Developers can utilize Authorize.net’s APIs to create custom payment solutions tailored to specific business needs.
- Certified Third-Party Solutions: For businesses seeking ready-made integrations, Authorize.net partners with numerous shopping carts and e-commerce platforms, simplifying the setup process.
Security and Compliance
Security is a top priority for Authorize.net payment gateway. The platform is certified compliant with the Payment Card Industry Data Security Standards (PCI DSS), ensuring that all transactions are processed securely. Additionally, Authorize.net partners with SecurityMetrics to assist merchants in achieving and maintaining their own PCI compliance.
Global Reach
Authorize.net supports businesses based in the United States, Canada, and Australia, enabling them to accept international payments from customers worldwide.
Customer Support
Merchants have access to 24/7 customer support, ensuring that any issues or inquiries are promptly addressed by knowledgeable professionals.
Conclusion
Authorize.net stands out as a robust and versatile payment gateway solution, offering a comprehensive suite of features designed to meet the diverse needs of businesses. From multiple payment acceptance methods to advanced security measures and flexible integration options, Authorize.net provides the tools necessary for businesses to process payments efficiently and securely. Its transparent pricing and dedicated customer support further enhance its appeal as a trusted partner in payment processing.
Frequently Asked Questions about Authorize.net
What is Authorize.net?
Authorize.net is a payment gateway service provider that enables businesses to accept a wide range of payment methods securely and efficiently. It is a subsidiary of Visa Inc. and has been operating since 1996.
Which payment methods can I accept with Authorize.net?
You can accept credit and debit cards, digital wallets such as Apple Pay and PayPal, eCheck payments, in-person payments via VPOS with compatible card readers, mobile payments on smartphones and tablets, and phone payments via Virtual Terminal.
Does Authorize.net support recurring billing and invoicing?
Yes. Authorize.net supports recurring billing for subscriptions and offers digital invoicing to help streamline payment collection.
What security and compliance features does Authorize.net provide?
Authorize.net is PCI DSS compliant, supports 3D Secure and PSD2, and partners with SecurityMetrics to help merchants achieve and maintain PCI compliance. It also includes customizable, rules-based fraud detection.
What developer and integration options are available?
Authorize.net offers a Hosted Payment Page, iFrame/Redirect, tokenization support, Web Services API, public APIs for custom integrations, certified third-party/shopping cart integrations, and SDKs for Android and iOS.
Which regions and countries are supported?
Supported regions include Europe, North America, and Oceania. Supported countries include Australia, Canada, New Zealand, the United Kingdom, and the United States of America. Authorize.net supports businesses based in the United States, Canada, and Australia to accept international payments.
What are the fees?
Setup fee: $0.00; Monthly fee: $25.00; Transaction fee: 10¢ plus a daily batch fee of 10¢. The fee structure is flat rate.
Who owns Authorize.net and when was it established?
Authorize.net is owned by Visa Inc. as a subsidiary and was established in 1996.
Does Authorize.net support global and multi-currency payments?
Yes. Authorize.net supports global payments with multi-currency support.
What kind of customer support is available?
Merchants have access to 24/7 customer support.